Loan Amount
  Loan to Value
  Debt to Income Ratio
  Credit History
  Loan type (i.e. fixed rate, adjustable rate, balloon mortgage)
  Property type
  When the rate is locked
  Discount Points

Current Loan Programs Available

Interest rates for conforming and government insured loans (FHA, VA) change literally every day, and may change more than once day based upon certain economic factors. On non-conforming loans, interest rates typically do not change as often, and are not as sensitive to daily market changes. The interest rate you qualify for may or may not be different than the current rates described by typical advertisers.

To find out how low an interest rate you qualify for, and to find out which loan company offers the best programs for your particular situation, give us a call for a free, no-obligation consultation. This will ensure you are given an accurate quote and the best program.